The Consumer Account Fees and Information Plan includes important information about Wells Fargo`s consumer audits, savings and time accounts, and details about related services and fees. The Deposit Account Agreement contains terms that apply to all Wells Fargo consumer accounts. If you have been interested in opening your account in a state where Wells Fargo does not have a physical banking site, your account will be deemed open in California and will be subject to account disclosures in California. These disclosures are also available in Spanish (click on the “Español” link at the top of this page). . . .