Chase`s Ultimate Rewards program can be one of the company`s most flexible bonus programs if you know how to maximize your score. And after reading this guide, you know exactly how to do it. Whether you`re looking for a trip, a business or just a great cash-back card, Chase has several options to start earning ultimate rewards. This American Express offer costs $0 in annual fees for the first year, then $95.0 per year (excluding first year), which is the annual chase Sapphire® Preferred card fee. A must for travelers who know they are going to stay in SPG or Marriot Rewards hotels. It should be noted that the points you earn with the Starwood Preferred Guest ® American Express credit card can be transferred to several airline partners, in addition to their simple cash in for hotel stays. It is worth noting that this card features that can be very valuable, such as a free night reward and a welcome bonus of 75,000 points after spending $3,000 on the card in the first three months. The card`s reward rate varies between 1.8% and 5.4%, depending on the type of purchases you make (based on our estimated score of $0.009 multiplied by points earned). With its recent update, the Chase Freedom Unlimited should offer most cardholders an impressive average reward rate and a simple way to get solid money back with every purchase.

What really sets the card apart is the ability to transfer rewards to other Ultimate Prime Chase credit cards. If you`re looking for a good card to pair with other reward cards to maximize your reward potential, Freedom Unlimited is a great option. You can book bonus trips online with Ultimate Rewards points for the total purchase or pay a portion with points and place the rest on your Chase credit card. Ultimate Rewards fees can also be booked over the phone, but you can pay a fee of up to $20 per transaction. We include consumer credit card agreements in this database, as the respective issuers have submitted. The GFPB is not responsible for the content of the agreements, including any discrepancies between an agreement as presented in the database and the agreement, as proposed to the public, or omissions or other errors in the agreement, as presented by the issuer. The Chase Ultimate Rewards Mall is another easy way to earn points. If you get to a big purchase, you can get somewhere between 1 extra point by 1 to 25 points, depending on the business. The most common bonuses are between 1 and 2 points. As of August 2016, the mall has 242 stores. Brands range from Apple to Rite Aid to REI. When we looked at the prices at Ultimate Rewards, we found no price difference.